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Financial Literacy for Young Adults Simplified: Discover How to Manage, Save, and Invest Money to Build a Secure & Independent Future Paperback – July 4, 2023

4.8 4.8 out of 5 stars 211 ratings

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Investing in your future is easier than you think – discover how and achieve financial security more quickly than you can possibly imagine

Do you have an emergency fund?

Have you started planning for retirement yet?

Do you have enough income left over every month after you’ve made your minimum debt repayments?

If your answer is no, then you’re in the same boat as many other young adults.

The thing is, young adults are especially financially vulnerable because they’re just starting out, want a lot of “stuff,” and are not earning the big bucks yet.

So, they’re borrowing too much and saving too little (if at all) and they’re in a financial mess.

But it doesn’t have to be like that.

It isn’t your fate to constantly be in financial difficulties that keep you tossing and turning when you should be having a restful night’s sleep.

Instead, imagine a life where you have peace of mind because your financial affairs are in order and you’re on the right path to building wealth.

The trick is to develop the right money mindset so you can start controlling your money instead of letting your money control you.

Sure, it takes a little time and effort in the beginning, but the reward is lifelong financial security.

In this guide, here is just a fraction of what you’ll discover:

  • 10 money habits that will put you on the path to financial security without having to give up your favorite things
  • Why lottery winners go broke – get the right mindset so it won’t happen to you
  • How to create a custom budget that works for you and builds wealth
  • Alternatives to student loans that won’t get you into debt and still give you an excellent education
  • How to let your money work for you while you enjoy a good night’s sleep
  • How to turn bad debt into good debt and use it to build wealth
  • The must-know principles when investing in Cryptocurrency
  • 5 investment mistakes to avoid so you don’t end up losing your hard-earned savings
  • How to save money on your tax bill legally
  • The advantages of owning your own business and other income streams that will ensure your financial stability even if you lose your day job

And much more.

Whether you’re a student working a part-time job, or you’re working the 9 to 5 grind and trying to save for a down payment on your first house, this guide will give you the information you need to get your finances in order.

It’s not difficult to be financially secure or independent -- you just need a bit of self-discipline and the right strategies to get there.

Even Warren Buffett says you don’t have to be a genius to build wealth – "There seems to be some perverse human characteristic that likes to make easy things difficult."

If you have the right tools and information, you’ll sail through economic downturns and rising inflation. You won’t even panic if you lose your day job.

If you’re ready to start accumulating money instead of worrying about never having enough, then scroll up and click the “Add to Cart” button right now.

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From the Publisher

financial literacy, financial education

money mindset

retirement, investing, budgeting, tax

crypto, bitcoin

Money Mindset

Your perspective towards money significantly shapes your financial behavior. This book helps you to build a healthy money mindset, guiding you to make better financial decisions and setting the foundation for financial growth.

Foundations

Personal finance is more manageable than it may seem. This book breaks down essential elements like budgeting, saving, investing, understanding taxes, and planning for retirement into easily understandable components. Learn the basics and beyond through simple explanations and relatable examples.

Cryptocurrencies

As digital currencies become more prevalent in the financial world, understanding them is crucial. This guide provides a comprehensive yet easy-to-understand introduction to cryptocurrencies, giving you the knowledge you need to navigate this new financial frontier.

take control financial

Product details

  • ASIN ‏ : ‎ B0C9SHJZS9
  • Publisher ‏ : ‎ Independently published (July 4, 2023)
  • Language ‏ : ‎ English
  • Paperback ‏ : ‎ 147 pages
  • ISBN-13 ‏ : ‎ 979-8399806501
  • Item Weight ‏ : ‎ 7.4 ounces
  • Dimensions ‏ : ‎ 6 x 0.34 x 9 inches
  • Customer Reviews:
    4.8 4.8 out of 5 stars 211 ratings

About the author

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Raman Keane
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Raman Keane, an enthusiastic individual, has taken the financial literacy world by storm with his debut book, "Financial Literacy For Young Adults Simplified" Since childhood, Raman has been captivated by the immense impact that understanding personal finance can have on one's life. Growing up in a modest household, he experienced firsthand the struggles that financial illiteracy could impose on individuals and families.

Driven by his passion for helping others achieve financial independence, Raman embarked on a mission to share his knowledge with the world. Although he didn't have a financial or banking background, his dedication to self-education led him to become a financial literacy expert. His debut book, filled with insights and experiences from his own financial journey, offers readers a roadmap to navigate their way toward financial freedom.

"Financial Literacy For Young Adults Simplified" has resonated with readers of all backgrounds, thanks to Raman's relatable and approachable writing style. He firmly believes that everyone deserves the opportunity to attain financial security, regardless of their financial starting point.

Beyond his book, Raman is actively involved in spreading financial awareness in his community. He values every moment to share practical knowledge to help others take charge of their financial destinies. Raman's mission is to empower individuals to make informed financial decisions and build a brighter future for themselves and their loved ones.

Customer reviews

4.8 out of 5 stars
4.8 out of 5
211 global ratings
I wish I had knew.
5 Stars
I wish I had knew.
I truly appreciate how this book made me feel. I felt like I was in church and the pastor was preaching directly at me. I was uncomfortable, necessarily! I’m grateful for the read and I’m older. This is information that’s going to help the rest of my life journey easier.
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Top reviews from the United States

Reviewed in the United States on April 3, 2024
I HATE reading. Despise it. This book was such an easy read and really breaks foreign (to me) concepts down so I can understand it. This book gives people the knowledge they need to make smart decisions. 10/10 would recommend
2 people found this helpful
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Reviewed in the United States on April 9, 2024
No hooblah about it, this book gets right to the point which I love! True tips, tricks, tactics, and substance specifically on money management, budgeting, and goals. Lightly touched on investing which I’m looking for a bit more but this book is great for beginners; I’ve been researching for a while. Wish I found this book in the beginning of my journey rather than the middle but still one I’ll be referring back to from time to time.
3 people found this helpful
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Reviewed in the United States on February 17, 2024
Even though this book is short, the author does not waste your time giving too many of his anecdotes or gives too much unnecessary info when trying to explain his opinion. He keeps it short and sweet to the point and the life lessons/points are very eye-opening. For example, I did not know that if you go into bankruptcy, then everything can be forgiven except student loans. Student loans will always follow you no matter what. He also didnt have to write 10 pages about it. It was stated all in one page. I love this book!
8 people found this helpful
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Reviewed in the United States on March 1, 2024
I like it because it’s very understandable to learn the concepts. However, it’s very strategic and very attentive to detail. I was able to retain the information it was well written and structured.
One person found this helpful
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Reviewed in the United States on March 11, 2024
I 100% recommend reading this book. Since I’ve gotten it, I have saved a lot of money. I learned to invest, budget, & save the right way amongst other things. 10/10
One person found this helpful
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Reviewed in the United States on April 29, 2024
I just started reading this book and I can’t say I like it thus far. It’s straight to the point doesn’t beat around the bush doesn’t give you long dragged out stories where you get lost in the story and forget the reason why you’re reading the book. If you wanna know financial literacy, I would recommend this book.
One person found this helpful
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Reviewed in the United States on May 2, 2024
My daughter is now working for a company that offers a 401k, so I thought she could use some info about how to manage investments. But this book is much more than that, it also covers other things like how to budget your money, etc, etc.
One person found this helpful
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Reviewed in the United States on May 10, 2024
At 27 years old, I wish I read this when I was 18, I recommend this book to any but especially those still in high school. Great book thou!

Top reviews from other countries

A. Farrauto
5.0 out of 5 stars Very Important Read!
Reviewed in Canada on July 16, 2023
I would suggest this for anyone but especially younger people looking to navigate the tricky and scary financial world. Even if you feel you know a lot surrounding finances, this is still a must read!
Lucie Podivinska
5.0 out of 5 stars Great reading
Reviewed in the United Kingdom on December 16, 2023
Really valuable reading. Great motivation and easy to read and understand. Every beginner of budgeting should read it. Everybody who’s got some debt should read it. Very helpful.
Alan Young
5.0 out of 5 stars The Financial Formula for the Future
Reviewed in Japan on September 24, 2023
Mixing methods and mindsets to mint money. Your formula for a future filled with fiscal freedom.
Melissa
5.0 out of 5 stars Financial Future with "Financial Literacy for Young Adults Simplified!!!
Reviewed in Australia on August 15, 2023
Financial Literacy for Young Adults Simplified" is a game-changer for anyone who wants to take control of their financial destiny. As a young adult navigating the complex world of money management, this guide has been an absolute revelation.
A.K.
4.0 out of 5 stars Your Money GPS!
Reviewed in Canada on August 1, 2023
Informative Book.