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Higher Education: A Small Percentage Of Families Save In 529 Plans (Gao-13-...
US $18.11
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eBay item number:184091560333
Item specifics
- Condition
- ISBN
- 9781482780611
- Book Title
- Higher Education: a Small Percentage of Families Save in 529 Plans (Gao-13-64)
- Item Length
- 11in
- Publisher
- CreateSpace
- Publication Year
- 2013
- Format
- Trade Paperback
- Language
- English
- Item Height
- 0.2in
- Genre
- Business & Economics
- Topic
- Education
- Item Width
- 8.5in
- Item Weight
- 8.3 Oz
- Number of Pages
- 70 Pages
About this product
Product Information
A small percentage of U.S. families saved in 529 plans in 2010, and those who did tended to be wealthier than others. According to the Survey of Consumer Finances (SCF), less than 3 percent of families saved in a 529 plan or Coverdell Education Savings Account (Coverdell)--a similar but less often used college savings vehicle also included in the SCF. While the economic downturn may have reduced income available for education savings, even among those families who considered saving for education a priority, fewer than 1 in 10 had a 529 plan (or Coverdell). Families with these accounts had about 25 times the median financial assets of those without. They also had about 3 times the median income and the percentage who had college degrees was about twice as high as for families without 529 plans (or Coverdells). States offer consumers a variety of 529 plan features that, along with several other factors, can affect participation. Some of the most important features families consider when choosing a 529 plan are tax benefits, fees, and investment options, according to experts and state officials GAO interviewed. These features can vary across the state plans. For example, in July 2012, total annual asset-based fees ranged from 0 to 2.78 percent depending on the type of plan. 529 plan officials and experts GAO interviewed said participation is also affected by families' ability to save, their awareness of 529 plans as a savings option, and the difficulty in choosing a plan given the amount of variation between plans. Selected states, however, have taken steps to address these barriers. For example, to address families' ability to save, particularly for low-income families, some states have adopted plans that include less risky investments, have low minimum contributions, and match families' contributions. Savings in 529 plans affect financial aid similarly to a family's other assets. For federal aid, a family's assets affect how much it is expected to contribute to the cost of college. If the amount of those assets exceeds a certain threshold, then a percentage is expected to be used for college costs. For example, for students who are dependent on their parents, the percentage of parental assets, including savings in 529 plans, that the family may be expected to contribute ranges from 2.64 to 5.64 percent. Many states and selected institutions also treat 529 plan savings the same as other family assets. However, a few states provide them with special treatment, such as exempting those funds from their financial aid calculation.
Product Identifiers
Publisher
CreateSpace
ISBN-10
1482780615
ISBN-13
9781482780611
eBay Product ID (ePID)
235095960
Product Key Features
Book Title
Higher Education: a Small Percentage of Families Save in 529 Plans (Gao-13-64)
Format
Trade Paperback
Language
English
Topic
Education
Publication Year
2013
Genre
Business & Economics
Number of Pages
70 Pages
Dimensions
Item Length
11in
Item Height
0.2in
Item Width
8.5in
Item Weight
8.3 Oz
Additional Product Features
Target Audience
Trade
Item description from the seller
Seller assumes all responsibility for this listing.
eBay item number:184091560333
Shipping and handling
Item location:
USA, United States
Ships to:
United States
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| Shipping and handling | Each additional item | To | Service | Delivery*See Delivery notes |
|---|---|---|---|---|
| Free shipping | Free | United States | Economy Shipping | Estimated between Thu, May 23 and Sat, May 25 to 43230 |
| US $6.95 | US $6.95 | United States | Standard Shipping (UPS Ground) | Estimated between Thu, May 23 and Sat, May 25 to 43230 |
| Handling time |
|---|
| Will usually ship within 3 business days of receiving cleared payment. |
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| 30 days | Money Back | Buyer pays for return shipping |
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o***o (94)- Feedback left by buyer.
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A pleasant overall experience! They had a rather hard-to-find book on Persian calligraphy for a good price and free shipping. The status said shipped before any tracking was uploaded so I messaged them the next day to ask them to provide a tracking number. They never responded, but tracking was added to my eBay details that night. It took about five days to get here to Los Angeles from LaVergne, Tennessee and came in a strong, secure envelope. The book was in good condition and as described.
t***c (1633)- Feedback left by buyer.
Past 6 months
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Lovely, quirky Edward Gorey coloring book exactly as described in the listing. Fast shipping and packed well with care to survive its potentially perilous postal journey without damage. Smooth transaction and great communication from this highly recommended seller. A+eBay experience!
s***f (2650)- Feedback left by buyer.
Past 6 months
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🌟𝕋𝕙𝕒𝕟𝕜 𝕪𝕠𝕦 4 ⚡Fast 🚚 on Houdini Pitchbook📚A wonderful and super seller!🌟 Thank you for careful packaging as the 📚 came in perfect condition and VERY FAST too! 📪 Great communication and easy to work with🌟Great price and quality item! ❤️️ FREE Shipping 🔆𝕋𝕙𝕒𝕟𝕜 𝕪𝕠𝕦 💵sd
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